CPF Acronyms

This blog post is a collection of acronyms I would use when sharing topics on CPF.

CPF (Central Provident Fund)

  • OA – Ordinary Account
  • SA – Special Account
  • MA – MediSave Account
  • RA – Retirement Account
  • OSA – Ordinary & Special Accounts
  • OSMA – Ordinary, Special & MediSave Accounts
  • OSMRA – Ordinary, Special, MediSave & Retirement Accounts
  • MGN – MediSave Grant for Newborns
  • CDA – Child Development Account
  • PSEA – Post-Secondary Education Account
  • SPR – Singapore Permanent Resident
  • MC – Mandatory Contribution (refers to CPF contribution from employment)
  • AMCS – Additional MediSave Contribution Scheme
  • VC – Voluntary Contribution
  • VC-3AC – Voluntary Contribution to 3 Accounts (OSMA)
  • VC-MA – Voluntary Contribution to MediSave Account
  • TW – Total Wages
  • OW – Ordinary Wages
  • OWC – Ordinary Wage Ceiling
  • AW – Additional Wages
  • AWC – Additional Wage Ceiling
  • CPFAL – CPF Annual Limit
  • SEP – Self-Employed Person
  • MC-MA – Mandatory Contribution to MediSave Account (refers to CPF contribution for SEP)
  • NTI – Net Trade Income
  • RSTU – Retirement Sum Top Up
  • RSTU-SA – Retirement Sum Top Up to Special Account (for those below age 55)
  • RSTU-RA – Retirement Sum Top Up to Retirement Account (for those above age 55)
  • BRS – Basic Retirement Sum
  • FRS – Full Retirement Sum
  • ERS – Enhanced Retirement Sum
  • RSS – Retirement Sum Scheme
  • CPF LIFE – CPF Lifelong Income For the Elderly
  • PEA – Payout Eligibility Age
  • AMP – Additional Monthly Payout
  • MRSS – Matched Retirement Savings Scheme
  • BHS – Basic Healthcare Sum
  • MSL – MediShield Life
  • CSL – CareShield Life
  • ES – ElderShield
  • CPFIS – CPF Investment Scheme
  • CPFIA – CPF Investment Account
  • SAQ – Self-Awareness Questionnaire
  • VHR – Voluntary Housing Refund
  • AI – Accrued Interest
  • P+AI – Principal plus Accrued Interest
  • LBS – Lease Buyback Scheme
  • DPS – Dependent Protection Scheme
  • HPS – Home Protection Scheme

Author: Tan Choong Hwee

My name is Tan Choong Hwee, a Singapore Citizen with education and career background in engineering. Over the years I have developed strong interests in personal wealth management and now working in Providend, a Wealth Advisory firm.

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